If a job can be effectively done by a younger and cheaper human resource, it
will be.
  If a job is performed using a computer, it will be done over the Internet by a
computer user in a cheaper economic market.

Not only did many of us reading this web site contribute to the changing of the business reality, many of us would do it again, and vote for it if we were the business owners, significant stock holders, or other stake holders in these businesses.

For those executives who still need or want to create a revenue stream, there are only a few options (other than blue-collar positions or multi-level marketing {MLM} situations). Generally, income generating opportunities are limited to:

1. Business start-up
2. Buying an existing business
3. Senior executive-level franchise opportunities
4. Equity and/or Executive Positions at existing companies
5. Senior Advisor positions

Many executives pursue these alternatives to create a stream of income that is more reliable than corporate employment.

1. Business start-up is the first thing most executives think of, but most often have a difficult time succeeding at. The amount of work to start a business from scratch is usually very high, the compensation is usually very low, at least initially, and the failure rate is legendary: statistically, 80% of start-up business fail within the first two years.

A great many executives, when faced with loss of an employment position, tack the word "Consultant" behind their name. This certainly helps people feel better about themselves and their situation, but many times there are not any real clients being served and no significant income coming from these efforts. Executives that are currently having some consulting activity always complain to us about the 'feast or famine' cycles of performing work for a client, but not adequately marketing their services while performing them which leads to extended periods of very slow business period while waiting to get paid from the last client and securing the next client.

There are simply much more reliable and much more lucrative ways to generate significant revenue streams than building a new business from scratch, and most executives we work with are reaching that conclusion.

Noteworthy is the category of multi-level marketing (MLM), also known as network distribution systems. While these opportunities can be successful, most are not, either in the short term or long term. The work level is high, the compensation is low, the probability of success is very low, and a lot of executives find these kind of businesses distasteful. If one is going to be in this business, it is important to be at the top of the pyramid and create the business.

For these and several other reasons, Personal Business Advisors does not recommend either business startup or network distribution opportunities to our senior executives. We do have tremendous strength and resources in the other categories of business ownership and revenue stream acquisition.

2. Buying an existing business is a very viable way to acquire the revenue stream that business generates. The business can be anything and everything, just think of all of the businesses you've interacted with in your life. Each year in America alone, nearly 2.5 million businesses change hands. This rate of business transition is expected to increase as the current baby-boomer generation of owners ages and retires from business ownership. Over the next 10-15 years, it is projected that 1 out of 2 businesses will change hands. These businesses represent over $10 trillion in wealth, a significant wealth transfer phenomenon in our nation's history. There are tremendous opportunities to acquire businesses, gain existing revenue streams and rapidly grow profits to increase asset value of businesses across the country.

Personal Business Advisors' approach to this and all other business-ownership match-making is strictly from the executives perspective. Unlike most business brokers, we focus on the preferences and specifications the executive develops with us and use these characteristics as the driving criteria for selecting businesses for them.

3. Senior executive-level franchise opportunities are exceptional businesses for executives where they can use their organizational, management, and leadership skills to identify and select, then help be successful, the unit operator franchisees in a specified geographical or metropolitan region. These "area developer" or "sub-franchisor" business territories usually generate solid executive revenues from sharing in the unit operators' franchise fee and monthly royalties.

Franchisors are in all kinds of businesses, beyond what most people think of when they consider franchise business opportunities. There are many solid 'white-collar' and 'business-to-business' (B2B) product and service delivery operations that are in the franchise business model. And they are growing because of the economic conditions and the fact that the success rate is over 90% in franchising.

Over 40% of the products and services delivered in America are provided through the franchise business model. This is the largest business category in the country. And it is great for executives, especially at the area-developer level, because it leverages management skills to be very successful. The systems are already developed, saving literally years of getting a business and it's operations systems started.

Franchises work and PBA is exceptionally well versed in this arena. Count on PBA to help you identify the ideal business ownership opportunities to match your profile and interests.

4. Equity investment with executive positions at existing companies are a PBA exclusive arrangement with selected businesses that have a need for investment capital for expansion or marketing or acquisitions, AND they also need human capital for leadership and growth. This unique business ownership solution to helping executives and businesses combines the best qualities of 'angel' investing, where stock equity is delivered for an investment amount, PLUS an executive employment contract is awarded to the executive. These arrangements usually provide the executive with commensurate salary plus strong incentive program where they should get their investment money back in 1 to 1.5 years, plus get to keep the stock, all the while contributing to the growth of the company they've invested in, and getting paid to do it.

'Angel' investors almost always invest within 50 miles of their home so they can closely watch the business they've invested in. They routinely want to help the business and make sure their investment grows. This arrangement is a way of getting executive compensation to do that.

5. Senior Advisor positions are available within Personal Business Advisors for those executives who want to build their own successful business by helping their peers find success. PBA has developed and successfully executed a highly unique business concept that allows senior executives to continue to expand a rewarding career while becoming absolutely independent of the volatile job market - without the need to invest tens or hundreds of thousand dollars.

The significant drop in demand for executive talent, age considerations, downsizing, out-sourcing and offshoring have convinced us to help a large number of executives - addressing the main areas of their concern:

  How to succeed in a job market where employees have become a liability
  How to provide a secure, rewarding and viable future for U.S. Executives
  Researching and providing alternatives to traditional employment

Current demand by (senior) executives for positions exceeds available job openings by far.

Simultaneously, businesses and franchise companies seek out buyers, partners or candidates, matching exactly the skills and experience of executive job candidates. They pay commissions if we become the "matchmaker". There is an unlimited demand on the one side of the fence and a significant supply on the other. The result is a self-fulfilling circle.

This ever increasing demand has led to the need for increasing PBA's supply function, or - in other words - more qualified people (Senior Advisors), who can access this unlimited supply of executives.

Our Senior Advisors receive substantial commissions for matching other Senior Executives with business opportunities and businesses for sale. We provide the necessary leads and marketing tools; the Senior Advisor executes a proven program, working with an extensive team at PBA corporate and colleagues. We are in search of Senior Executives with well developed relationship building and leadership skills to join our team. We provide our Advisors with an excellent income opportunity and the ability to build a stable business for themselves and their families.

If you are interested in a strategic business that allows you to succeed - regardless of where the economy is going or how much globalization affects the U.S. executive job market, and if you feel fit to lead a team of executives, we look forward to hearing from you.